The Life Insurance Corporation of India (LIC) has officially released the LIC AAO Cut Off Marks 2026 for the recruitment of Assistant Administrative Officers (AAO) under the 32nd Batch. Candidates who appeared for the Preliminary Examination (held on 03 & 07 October 2025) and the Main Examination (held on 08 November 2025) can now check the category-wise and post-wise cut-off marks for both the Generalist and Specialist streams.
This article gives you a complete, easy-to-understand breakdown of the LIC AAO Prelims cut-off, Mains cut-off, and Final (Mains + Interview) cut-off marks for every category — SC, ST, OBC, EWS, UR, LD, VI, HI, and ID/MD.
Overview
| Particulars | Details |
|---|---|
| Organization | Life Insurance Corporation of India (LIC) |
| Post | Assistant Administrative Officer (AAO) |
| Batch | 32nd Batch |
| Streams | Generalist & Specialist |
| Prelims Exam Date | 03 & 07 October 2025 |
| Mains Exam Date | 08 November 2025 |
| Category | Recruitment / Cut Off Marks |
LIC AAO (Generalist) Cut Off Marks 2026
Check below:
1. Prelims Cut Off — Sectional (Objective Test)
The Preliminary Exam for Generalist AAO consisted of three sections: Reasoning Ability (T1), Quantitative Aptitude (T2), and English Language (T3 — qualifying only).
| Category | T1 – RA (35) | T2 – QA (35) | T3 – EL (30)** |
|---|---|---|---|
| SC, ST, PwBD | 16.00 | 16.00 | 9.00 |
| OBC, EWS, UR | 18.00 | 18.00 | 10.00 |
*English Language marks are only for qualifying purposes and are not counted in the total.
2. Prelims Cut Off — Total Marks (Out of 70)
| Category | SC | ST | OBC | EWS | UR | LD | VI | HI | ID/MD |
|---|---|---|---|---|---|---|---|---|---|
| Cut Off | 51.00 | 46.00 | 55.00 | 54.00 | 58.00 | 47.00 | 47.00 | 32.00 | 33.00 |
3. Mains Cut Off — Sectional (Objective + Descriptive Test)
The Main Exam included Reasoning Ability (T1), General Knowledge (T2), Data Analysis (T3), Insurance & Financial Market Awareness (T4), and Descriptive Paper (T5 — qualifying only).
| Category | T1-RA (90) | T2-GK (60) | T3-DA (90) | T4-IF (60) | T5-DP (25)** |
|---|---|---|---|---|---|
| SC, ST, PwBD | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 |
| OBC, EWS & UR | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 |
4. Mains Cut Off — Total Marks (Out of 300)
| Category | SC | ST | OBC | EWS | UR | LD | VI | HI | ID/MD |
|---|---|---|---|---|---|---|---|---|---|
| Cut Off | 205.00 | 189.00 | 221.00 | 220.00 | 232.00 | 196.00 | 232.00 | 158.00 | 165.00 |
5. Final Cut Off (Mains + Interview Marks)
| Category | SC | ST | OBC | EWS | UR | LD | VI | HI | ID/MD |
|---|---|---|---|---|---|---|---|---|---|
| Cut Off | 271.00 | 260.00 | 285.00 | 288.00 | 294.00 | 274.00 | 309.00 | 198.00 | 249.00 |
Check Official Cut Off PDF Here
LIC AAO (Specialist) Cut Off Marks 2026
The Specialist stream covers multiple posts: Assistant Engineer (Civil), Assistant Engineer (Electrical), AAO (CA), AAO (CS), AAO (Actuarial), AAO (Insurance Specialist), and AAO (Legal). Cut-offs vary significantly by post and category.
1. Prelims Sectional Cut Off — Engineering & AAO (CA/CS/Actuarial/Ins. Specialist) Posts
| Category | T1 – RA (35) | T2 – QA (35) | T3 – EL (30)** |
|---|---|---|---|
| SC, ST, PwBD | 1.00 | 1.00 | 2.00 |
| OBC, EWS, UR | 1.25 | 1.25 | 4.00 |
2. Prelims Sectional Cut Off — AAO (Legal)
| Category | T1 – RA (35) | T2 – EL (35) | T3 – GA (30)** |
|---|---|---|---|
| SC, ST, PwBD | 2.00 | 9.00 | 3.00 |
| OBC, EWS, UR | 5.50 | 12.75 | 5.00 |
3. Prelims Cut Off — Total Marks (Out of 70), Post-wise
| Category | AE (Civil) | AE (Electrical) | AAO (CA) | AAO (CS) | AAO (Actuarial) | AAO (Ins. Specialist) | AAO (Legal) |
|---|---|---|---|---|---|---|---|
| SC | 8.25 | 2.50 | 3.00 | 10.00 | 7.50 | 2.50 | 29.50 |
| ST | 6.25 | 2.50 | 6.75 | 5.75 | – | 3.75 | 23.00 |
| OBC | 6.25 | 2.50 | 2.75 | 8.00 | – | 3.75 | 25.00 |
| EWS | 2.50 | – | 3.75 | 6.75 | – | – | 21.50 |
| UR | 14.00 | 2.50 | 16.00 | 16.25 | 7.50 | 3.75 | 39.25 |
| HI | 5.50 | – | 5.50 | – | – | – | – |
| LD | 4.50 | 8.25 | 7.00 | 6.50 | – | – | 11.25 |
| VI | – | – | 15.00 | 6.25 | – | 7.75 | 18.00 |
| ID/MD | – | – | – | 11.75 | – | – | 21.75 |
Note: “–” indicates no vacancy/cut-off declared for that category-post combination.
4. Mains Cut Off — Sectional (Objective + Descriptive Test)
| Category | T1-RA (30) | T2-GA (20) | T3-PK (100) | T4-DPPK (150) | T5-DP EN (25)** |
|---|---|---|---|---|---|
| SC, ST, PwBD | 13.00 | 9.00 | 45.00 | 67.50 | 9.00 |
| OBC, EWS & UR | 15.00 | 10.00 | 50.00 | 75.00 | 10.00 |
5. Mains Cut Off — Total Marks (Out of 300), Post-wise
| Category | AE (Civil) | AE (Electrical) | AAO (CA) | AAO (CS) | AAO (Actuarial) | AAO (Ins. Specialist) | AAO (Legal) |
|---|---|---|---|---|---|---|---|
| SC | 146.00 | – | – | – | – | 149.00 | – |
| UR | 167.50 | 181.00 | 152.00 | 187.00 | 188.00 | 155.00 | 157.00 |
| VI | – | – | – | 199.00 | – | – | 175.00 |
(ST, OBC, EWS, LD, HI, and ID/MD categories had no notified cut-off at the Mains total stage for these posts.)
6. Final Cut Off (Mains + Interview) — Post-wise Breakdown
AAO (CA)
| Category | UR |
|---|---|
| Cut Off | 195.00 |
AAO (CS)
| Category | UR | VI |
|---|---|---|
| Cut Off | 237.00 | 249.00 |
AAO (Actuarial)
| Category | UR |
|---|---|
| Cut Off | 238.00 |
AAO (Insurance Specialist)
| Category | SC | UR |
|---|---|---|
| Cut Off | 212.00 | 190.00 |
AAO (Legal)
| Category | OBC | EWS | UR |
|---|---|---|---|
| Cut Off | 207.00 | 208.00 | 221.00 |
Assistant Engineer (Civil)
| Category | SC | UR |
|---|---|---|
| Cut Off | 190.00 | 212.50 |
Assistant Engineer (Electrical)
| Category | UR |
|---|---|
| Cut Off | 230.00 |
Check Official Cut Off Details Here
Important Note on Tie-Breaking Criteria
As per the official Notification dated 16.08.2025 for LIC AAO Recruitment 2025, if two or more candidates secure equal marks, the merit order will be decided using the following tie-breaker sequence:
- Aggregate marks in the Online Main Examination and Interview.
- Higher post-graduation qualification — the candidate with a higher educational qualification will be ranked higher.
- Age — if qualifications are also equal, the senior candidate (older in age) will be placed higher in the merit list.
