Bank of India Credit Officer Recruitment 2026 Out for 779 Vacancies, Online Registration Starts

Bank of India Credit Officer Notification PDF has been released for 779 Credit Officer (GBO Stream) posts. Interested candidates can check eligibility, application process, selection process, salary, exam pattern and other details from the article.

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Bank of India Credit Officer Recruitment

Bank of India (BOI), a leading Public Sector Bank with its Head Office in Mumbai, has invited online applications for the recruitment of 779 vacancies for the post of Credit Officer under the GBO (General Banking Officer) Stream. The application process for Bank of India Credit Officer Vacancy 2026 will commence from 30th June and continue till 20th July 2026.

Bank of India Credit Officer Notification 2026 PDF

The official notification for 779 Credit Officer (GBO Stream) vacancies has been released under Project No. 2026-27/01, Notice dated 01.06.2026. The notification PDF includes all important details for the recruitment, like eligibility criteria, registration dates, category-wise vacancies, selection process, and more.

Bank of India Credit Officer Notification 2026 PDF – Click to Download

Bank of India Credit Officer Recruitment 2026

Candidates can only apply online for the Bank of India Credit Officer Vacancy 2026 at the official website www.bankofindia.bank.in. Selected candidates will be posted as Credit Officers in the General Banking Officer stream and may be transferred anywhere in India as per the Bank’s requirements.

BOI Credit Officer Vacancy Overview

OrganizationBank of India (BOI)
PostCredit Officer (GBO Stream)
Project No.2026-27/01
Vacancy779
Mode of ApplicationOnline
Registration Dates30th June to 20th July 2026
Educational/Eligibility Relevant Date01.06.2026
Age Limit25 to 45 Years (post-dependent)
Pay ScaleMMGS-II/III/IV: Rs. 64,820 – Rs. 1,20,940 (post-dependent)
Official Websitewww.bankofindia.bank.in

BOI Credit Officer Important Dates 2026

EventsDates
Notice Date1st June 2026
Online Application Start Date30th June 2026
Last Date to Apply & Pay Fee20th July 2026
Tentative Date of Online ExaminationTo be notified separately

Bank of India Credit Officer Vacancy 2026

A total of 779 vacancies are announced for the post of Credit Officer across three scales — MMGS-II, MMGS-III, and SMGS-IV. Of these, 475 vacancies are unfilled posts carried forward from the previous recruitment exercise (Project 2025-26/01 dated 01.11.2025).

ScaleVacancies
MMGS-II677
MMGS-III61
SMGS-IV41
Total779

BOI Credit Officer Category-wise Vacancy 2026

CategoryMMGS-IIMMGS-IIISMGS-IVTotal
SC102106118
ST525259
OBC180169205
EWS698380
GEN2742221317
Total6776141779

Eligibility Criteria

Candidates willing to apply for the Bank of India Credit Officer Vacancy 2026 must make sure they fulfil the required eligibility criteria in terms of nationality, age limit, and educational qualification, as on the relevant date of 01.06.2026.

Nationality

A candidate must be a Citizen of India, or a subject of Nepal or Bhutan, or a Tibetan refugee who came to India before 1st January 1962 with the intention of settling permanently, or a person of Indian origin who has migrated from specified countries with the intention of permanently settling in India (subject to possession of an eligibility certificate from the Government of India).

Age Limit (as on 01.06.2026)

ScaleMinimum AgeMaximum Age
MMGS-II25 Years32 Years
MMGS-III28 Years38 Years
SMGS-IV32 Years45 Years

Age relaxation in the upper age limit is applicable to reserved categories, as follows:

CategoryAge Relaxation
SC/ST5 years
OBC (Non-creamy layer)3 years
Persons with Benchmark Disabilities10 years
Ex-Servicemen/Commissioned Officers (with 5+ years service)5 years
Persons affected by 1984 riots5 years

Educational Qualification

Detailed scale-wise educational qualification and experience requirements are provided in Annexure-I of the official notification. Candidates are advised to check the annexure carefully before applying, since requirements vary by scale (MMGS-II/III/IV).

Check Education Details Here

Bank of India Credit Officer Application Form 2026

The online application process for Bank of India Credit Officer Recruitment 2026 will start from 30th June 2026 onwards and the application will be accepted online only through the official website www.bankofindia.bank.in. Aspirants should keep all necessary documents handy while filling out the online application form, including scanned photograph, signature, left thumb impression, and a handwritten declaration.

Application Fee

CategoryFee (inclusive of GST)
SC/ST/PWDRs. 175/- (intimation charges only)
General & OthersRs. 850/- (application fee + intimation charges)

Bank transaction charges for online payment will have to be borne by the candidate, and once paid, the fee is non-refundable under any circumstances.

How to Apply for Bank of India Credit Officer Vacancy 2026?

  1. Open the official website of Bank of India at www.bankofindia.bank.in.
  2. Click on ‘CAREER’ and then click the link “Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01.”
  3. Click on “APPLY ONLINE” and choose “Click here for New Registration.”
  4. Enter your name, contact details, and email ID to generate a Provisional Registration Number and Password.
  5. Fill out the application form carefully and use “SAVE AND NEXT” to verify entries.
  6. Upload photograph, signature, left thumb impression, and handwritten declaration as per specifications.
  7. Preview the form, click “COMPLETE REGISTRATION,” and proceed to payment.
  8. Pay the prescribed application fee online and take a printout of the e-Receipt and application form for future reference.

Direct Apply Online Link Active

Bank of India Credit Officer Selection Process 2026

The selection process for the Credit Officer post consists of the following stages:

Online Examination — An objective test comprising English Language and Professional Knowledge sections.

Personal Interview — Conducted for candidates who qualify the online test and rank sufficiently high in merit. If the online exam is not conducted, the Bank may select candidates through interview alone, based on qualification, experience, and overall suitability.

Document Verification — Final verification of certificates and eligibility documents prior to interview.

Note: Where both online exam and interview are conducted, the final merit will be based on a 70:30 weightage between the online test and interview respectively.

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Bank of India Credit Officer Salary

ComponentsDetails
MMGS-II Pay ScaleRs. 64,820 – Rs. 93,960
MMGS-III Pay ScaleRs. 85,920 – Rs. 1,05,280
SMGS-IV Pay ScaleRs. 1,02,300 – Rs. 1,20,940

In addition to basic pay, selected candidates are entitled to other allowances and perquisites as applicable under Bank norms.

Security Deposit

Selected candidates are required to deposit a refundable security amount as below, refundable after 3 years of satisfactory service:

ScaleSecurity Deposit
MMGS-IIRs. 2,00,000/-
MMGS-IIIRs. 3,00,000/-
SMGS-IVRs. 3,00,000/-

FAQs

How many vacancies are there in Bank of India Credit Officer Recruitment 2026?
A total of 779 vacancies have been announced across MMGS-II (677), MMGS-III (61), and SMGS-IV (41), including 475 unfilled vacancies carried forward from the previous recruitment cycle.

What is the age limit for Bank of India Credit Officer 2026?
The age limit varies by scale — 25 to 32 years for MMGS-II, 28 to 38 years for MMGS-III, and 32 to 45 years for SMGS-IV, as on 01.06.2026.

What is the application fee for Bank of India Credit Officer Recruitment 2026?
Rs. 175/- for SC/ST/PWD candidates and Rs. 850/- for General and other category candidates.

What is the selection process for Bank of India Credit Officer posts?
Selection is based on an online examination followed by a personal interview, with a 70:30 weightage between the two stages, subject to document verification.

When can candidates apply for Bank of India Credit Officer Recruitment 2026?
The online application window is open from 30th June 2026 to 20th July 2026.

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