Indian Overseas Bank (IOB) has released the IOB SO Recruitment 2026 notification for 291 vacancies at its official website. The recruitment drive includes Generalist and Specialist Officer posts across JMG Scale I, MMG Scale II and MMG Scale III, covering roles such as Branch Manager, IT Officer, Information Security Officer, Credit Officer, Risk Officer and Security Officer. Online applications are being accepted through the bank’s official careers portal.
The application process starts on 29th Aug 2026, while the last date to submit the online form is 15th Sep 2026. Candidates should check the post-wise eligibility, age limit, salary, vacancy and selection process before applying.
IOB SO Recruitment 2026 Out
The IOB SO Recruitment 2026 has been announced for a total of 291 vacancies. The maximum number of vacancies is available for Manager (Branch Management), followed by Manager (IT), Manager (Credit) and Assistant Manager (Security). Applications must be submitted online through the bank’s website.
| Particular | Details |
|---|---|
| Organisation | Indian Overseas Bank (IOB) |
| Recruitment Name | IOB Recruitment of Generalist/Specialist Officers 2026-27 |
| Advertisement Number | HRDD/RECT/04/2026-27, dated 28.08.2026 |
| Post Names | Generalist Officer (Branch Management) and 13 categories of Specialist Officer posts |
| Total Vacancies | 291 |
| Job Location | Anywhere in India |
| Application Mode | Online |
| Application Start Date | 29th Aug 2026 |
| Last Date to Apply Online | 15th Sep 2026 |
| Last Date for Fee Payment | 15th Sep 2026 |
| Selection Process | Online Examination followed by Interview |
| Official Portal | www.iob.bank.in (Careers page) |
| Clarification Email | hrdd@iob.bank.in |
IOB SO Recruitment 2026 Notification PDF
Indian Overseas Bank has issued the recruitment notification for Generalist and Specialist Officer posts under Advertisement No. HRDD/RECT/04/2026-27. Candidates should read the notification carefully before submitting the application form, as the eligibility conditions, age limit, qualification and experience vary significantly according to the post.
The notification clarifies that the number of vacancies, including reserved vacancies, is provisional and may vary according to the bank’s actual requirements, and that reservation for Persons with Benchmark Disabilities (PwBD) is on a horizontal basis, meaning selected PwBD candidates will be placed in their respective category (SC/ST/OBC/EWS/UR).
IOB Vacancy 2026
Indian Overseas Bank has announced 291 vacancies across 14 posts under the current recruitment drive.
| Post Name | Grade | Vacancy | SC | ST | OBC | EWS | UR |
|---|---|---|---|---|---|---|---|
| Manager (Branch Management) | MMGS II | 100 | 15 | 7 | 27 | 10 | 41 |
| Manager (IT) | MMGS II | 65 | 10 | 5 | 18 | 7 | 25 |
| Manager (Information Security) | MMGS II | 5 | 1 | 1 | 2 | 1 | 0 |
| Manager (Information Security Audit) | MMGS II | 5 | 1 | 1 | 2 | 1 | 0 |
| Senior Manager (IT) | MMGS III | 10 | 2 | 1 | 3 | 1 | 3 |
| Senior Manager (Information Security) | MMGS III | 3 | 1 | 0 | 1 | 1 | 0 |
| Senior Manager (Information Security Audit) | MMGS III | 2 | 1 | 1 | 0 | 0 | 0 |
| Senior Manager (Database Administrator) | MMGS III | 10 | 1 | 0 | 2 | 1 | 6 |
| Senior Manager (Network Administrator) | MMGS III | 5 | 0 | 0 | 1 | 0 | 4 |
| Senior Manager (Cyber Security Administrator) | MMGS III | 5 | 0 | 0 | 1 | 0 | 4 |
| Manager (Credit) | MMGS II | 35 | 8 | 3 | 11 | 2 | 11 |
| Senior Manager (Credit) | MMGS III | 15 | 2 | 1 | 4 | 1 | 7 |
| Senior Manager (Risk) | MMGS III | 6 | 1 | 0 | 1 | 1 | 3 |
| Assistant Manager (Security) | JMGS I | 25 | 3 | 1 | 6 | 2 | 13 |
| Total | 291 | 46 | 21 | 79 | 28 | 117 |
IOB SO Recruitment 2026 Important Dates
The IOB online application process is already active. Candidates must complete the application and fee payment within the prescribed timeline.
| Event | Date |
|---|---|
| Opening Date of Online Registration | 29th Aug 2026 |
| Closing Date of Online Registration | 15th Sep 2026 |
| Payment of Application Fee/Intimation Charges | 29th Aug 2026 to 15th Sep 2026 |
| Online Examination Date | To be announced |
| Interview Date | To be announced |
IOB Recruitment 2026 Eligibility Criteria (Post-wise)
Candidates applying for IOB Recruitment 2026 must satisfy the age, educational qualification and post-qualification work experience prescribed for the respective post, computed as on 01.08.2026.
| Post Name | Age (Min–Max) | Educational Qualification | Minimum Work Experience |
|---|---|---|---|
| Manager (Branch Management) | 23–33 years | Degree (Graduation) in any discipline | 3 years as Officer in a Scheduled Bank, incl. 2 years in Branch Banking |
| Manager (IT) | 25–35 years | B.E./B.Tech (CS/IT/ECE/E&I) or MCA or M.Sc. (CS/IT) | 5 years post-qualification IT experience, incl. 3 years in Banking/BFSI, with domain-specific expertise |
| Manager (Information Security) | 22–32 years | B.E./B.Tech or M.E./M.Tech in CS/IT/ECE/Cyber Security/Information Security | 2 years in security testing/audit domains |
| Manager (Information Security Audit) | 22–32 years | B.E./B.Tech/M.E./M.Tech/MCA in CS/IT/ECE/Cyber Security | 2 years in IS Audit/Cyber Security Audit or IT with secure application development |
| Senior Manager (IT) | 28–38 years | B.E./B.Tech (CS/IT/ECE/E&I) or MCA or M.Sc. (CS/IT) | 8 years post-qualification IT experience, incl. 5 years in Banking/BFSI |
| Senior Manager (Information Security) | 25–35 years | B.E./B.Tech or M.E./M.Tech in CS/IT/ECE/Cyber Security | 5 years in security testing/audit domains |
| Senior Manager (Information Security Audit) | 25–35 years | B.E./B.Tech/M.E./M.Tech/MCA in CS/IT/ECE/Cyber Security | 5 years in IS Audit/Cyber Security Audit or Banking software design |
| Senior Manager (Database Administrator) | 28–38 years | B.E./B.Tech (CS/IT/ECE/E&I) or MCA or M.Sc. (CS/IT) | 8 years in Database Administration, incl. 5 years production DBA and 3 years in Banking/BFSI |
| Senior Manager (Network Administrator) | 25–35 years | B.E./B.Tech/M.Tech (CS/IT/ECE/E&I) or MCA | 5 years in Network Operations incl. Network Security (Cisco FTD, Checkpoint) |
| Senior Manager (Cyber Security Administrator) | 25–35 years | B.E./B.Tech or M.E./M.Tech in CS/IT/ECE/Cyber Security | 5 years across two of: Forensic Analysis, SIEM/XDR, Web/API Security, IAM/AD/PAM, AI Security, Network Security |
| Manager (Credit) | 23–33 years | Bachelor’s degree + MBA(Finance)/PGDBA/PGDBM/MMS(Finance), or CA, or CMA | 3 years in Bank/Financial Institution, incl. 2 years in Credit |
| Senior Manager (Credit) | 25–35 years | Bachelor’s degree + MBA(Finance)/PGDBA/PGDBM/MMS(Finance), or CA, or CMA | 6 years in Bank/Financial Institution, incl. 4 years in Credit |
| Senior Manager (Risk) | 25–35 years | Graduation + MBA(Finance)/PGDM(Finance)/PGDBF/MFM/MFC/Masters in Maths/Statistics/Economics, or Graduation with GARP/PRMIA certification | 5 years as Officer in Bank/NBFC/Financial Institution in Risk, Credit, Forex, Treasury or Finance |
| Assistant Manager (Security) | 30–45 years | Graduate with a minimum 3-month Certification in Computer/IT | Retired JCO (or equivalent) with 5 years’ service in Army/Navy/Air Force, OR Inspector-rank/Sub-Inspector-and-above with 5 years’ service in Paramilitary/Police |
Candidates must produce documentary evidence for age, educational qualification, work experience, category, etc. Required work experience must be full-time, relevant to the post, and post-qualification, computed up to 01.08.2026 (inclusive).
IOB SO Recruitment 2026 Age Relaxation
Relaxation in the upper age limit is available as per extant Government guidelines.
| Category | Age Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities (PwBD) | 10 years |
| Persons affected by 1984 riots | 5 years |
| Ex-servicemen (as defined) | 5 years |
Cumulative age relaxation across categories is available to SC/ST/OBC candidates, subject to a maximum upper age limit of 50 years. There is no reservation for Ex-servicemen in the Officers’ cadre, but age relaxation is applicable.
Salary
Selected candidates will be placed in the following pay scale, along with DA, HRA, CCA and other allowances as per rules in force.
| Scale/Grade | Scale of Pay (₹) |
|---|---|
| JMGS I | 48480 – 2000/7 – 62480 – 2340/2 – 67160 – 2680/7 – 85290 |
| MMGS II | 64820 – 2340/1 – 67160 – 2680/10 – 93960 |
| MMGS III | 85920 – 2680/5 – 99320 – 2980/2 – 105280 |
Also Read: India Post GDS Recruitment 2026 Notification Out (Schedule-II) for 23757 Vacancies, Online Form
IOB SO Recruitment 2026 Application Fee
Candidates must pay the prescribed, non-refundable application fee/intimation charges online while submitting the application form.
| Category | Application Fee |
|---|---|
| SC/ST/PwBD (Intimation charges only) | ₹175/- (inclusive of GST) |
| All Others (including OBC & EWS) | ₹1,000/- (inclusive of GST) |
The fee can be paid via Debit Card, Credit Card, Internet Banking, BHIM, UPI, etc. Once paid, the fee is non-refundable and cannot be adjusted against any other recruitment process.
How to Apply for IOB Recruitment 2026?
Applications for IOB Recruitment 2026 must be submitted online through the bank’s official careers page.
- Visit www.iob.bank.in and go to the “Careers” page.
- Open the link “Recruitment of Generalist/Specialist Officers in Various Scales – 2026-27” and select the post to apply for.
- Click “Register Online” and complete first-time registration to receive your Registration Number and Password via email/SMS.
- Log in and fill in all required details in the online application form carefully.
- Scan and upload your photograph, signature, left thumb impression and handwritten declaration as per the specifications in Annexure I.
- Click “COMPLETE REGISTRATION” after verifying all details, since names must match certificates/mark sheets exactly.
- Pay the prescribed application fee/intimation charges online and generate the e-receipt.
- Take a printout of the system-generated application form and e-receipt for future reference.
IOB SO Recruitment 2026 Selection Process
Selection will be made through an Online Examination followed by a Personal Interview. Only candidates qualifying in the Online Examination will be called for the Interview.
Online Examination Structure
For Generalist Officer (Branch Management):
| Topic | Questions | Marks | Medium | Duration |
|---|---|---|---|---|
| English Language | 25 | 25 | English | 30 minutes |
| Professional Knowledge (Banking Law & Practice, Indian Economy & Financial System, Banking Principles, Accounting & Financial Management) | 75 | 75 | English & Hindi | 90 minutes |
| Total | 100 | 100 | 2 hours |
For All Other Posts (Scale I/II/III):
| Topic | Questions | Marks | Medium | Duration |
|---|---|---|---|---|
| English Language | 25 | 25 | English | 30 minutes |
| General Awareness (Banking Industry) | 25 | 25 | English | 30 minutes |
| Professional Knowledge (post-specific) | 50 | 50 | English | 60 minutes |
| Total | 100 | 100 | 2 hours |
There is no minimum qualifying mark for General Awareness and English Language sections. Candidates must secure minimum qualifying marks of 35% (unreserved) and 30% (reserved) overall in the Online Examination. There is a penalty of 1/4th mark for each wrong answer; unattempted questions carry no penalty.
Interview
The Interview carries a maximum of 100 marks, assessing Role-related Industry Exposure, Subject Knowledge and Communication Skills. Minimum qualifying marks in the Interview are 50% for unreserved candidates and 45% for reserved candidates.
Final Merit List: Prepared with a weightage of 80% for the Online Examination and 20% for the Interview.
