J&K Bank Banking Associate Recruitment 2026: Jammu & Kashmir Bank Ltd. has released the official notification for J&K Bank Banking Associate Recruitment 2026, inviting online applications from eligible candidates domiciled in the Union Territory of Jammu & Kashmir. Through this recruitment drive, the bank intends to fill 1,033 Banking Associate posts.
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Candidates who have completed graduation from a recognised university and fulfil the prescribed domicile and age requirements can apply online through the bank’s official website. The online registration and application fee payment process will remain open from 7 November 2026 to 26 November 2026. The online examination will be conducted by the Institute of Banking Personnel Selection (IBPS).
Interested candidates should carefully review the eligibility requirements, age limits, application fees, examination pattern and other conditions before submitting their applications.
J&K Bank Banking Associate Recruitment 2026: Overview
| Particulars | Details |
|---|---|
| Organisation | Jammu & Kashmir Bank Ltd. |
| Post Name | Banking Associate |
| Total Vacancies | 1,033 |
| Recruitment Year | 2026 |
| Job Location | Union Territory of Jammu & Kashmir |
| Application Mode | Online |
| Registration Dates | 07 November to 26 November 2026 |
| Educational Qualification | Graduation |
| Age Limit | 20 to 30 years |
| Selection Process | Online Examination |
| Exam Conducting Body | IBPS |
| Starting Basic Pay | ₹24,050 per month |
| Official Website | https://jkb.bank.in/ |
Important Dates
Candidates should remember the following dates for the recruitment process:
| Event | Date |
|---|---|
| Online Application Starts | 07 November 2026 |
| Last Date to Apply Online | 26 November 2026 |
| Last Date for Fee Payment | 26 November 2026 |
| Online Examination | To be notified |
| Call Letter Release | To be notified |
| Result / Provisional Selection | To be notified |
The bank has not announced the online examination date in the notification. Candidates should regularly check the Careers section of the official website for further announcements.
Vacancy Details
Jammu & Kashmir Bank has announced a total of 1,033 vacancies for the Banking Associate post. Reservation will be applicable according to the Union Territory of Jammu & Kashmir Reservation Rules, 2005, as amended from time to time.
The notification refers to the reservation provisions under S.O. 176 dated 15 March 2024. The applicable reservation categories include:
- Scheduled Castes (SC)
- Scheduled Tribes (ST)
- Other Backward Classes (OBC)
- Residents of Areas Adjoining the Line of Actual Control (ALC) / International Border (IB)
- Residents of Backward Areas
- Economically Weaker Sections (EWS)
- Ex-Servicemen
- Persons with Benchmark Disabilities (PwBD)
The notification specifies category-wise reservation percentages and horizontal reservation provisions. Candidates should check the official notification and ensure that they possess the relevant category certificate when registering online.
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Eligibility Criteria
Candidates must fulfil the domicile, age and educational qualification requirements mentioned in the official notification.
1. Domicile Requirement
Only candidates who are domiciles of the Union Territory of Jammu & Kashmir are eligible to apply for this recruitment.
Selected candidates must submit a valid domicile certificate issued by the competent authority of the UT of Jammu & Kashmir during document verification.
2. Educational Qualification
Applicants must have a Graduate Degree in any discipline from a university recognised by the Government of India or an equivalent qualification recognised by the Central Government / UGC.
The candidate must possess a valid marksheet or degree certificate confirming graduation on or before the last date of online registration.
Candidates must also enter their graduation percentage in the application form. Where CGPA or OGPA is awarded, it must be converted into a percentage according to the university’s prescribed conversion rules. The notification does not prescribe a separate minimum graduation percentage for this post.
3. Age Limit
The age limit will be calculated as on 1 January 2026.
| Category | Age Requirement |
|---|---|
| Minimum Age | 20 Years |
| Maximum Age | 30 Years |
Candidates must have been born between 1 January 1996 and 1 January 2006, both dates inclusive, before considering applicable age relaxation.
4. Age Relaxation
Age relaxation will be provided according to the applicable J&K reservation rules.
| Category | Age Relaxation |
|---|---|
| Scheduled Caste (SC) | 5 Years |
| Scheduled Tribe (ST) | 5 Years |
| Socially and Educationally Backward Classes – OBC | 3 Years |
| Residents of ALC / IB | 3 Years |
| Residents of Backward Areas | 3 Years |
| Economically Weaker Sections (EWS) | No relaxation specified |
| Persons with Benchmark Disabilities (PwBD) | 10 Years |
| Ex-Servicemen | As per applicable rules, subject to the stated maximum age |
The notification also provides that eligible J&K Bank apprentices who have successfully completed apprenticeship training with the bank will receive an additional one-year age relaxation, over and above the relaxation applicable to their reservation category.
Application Fee
Candidates must pay the prescribed application fee online while submitting the application form.
| Category | Application Fee |
|---|---|
| SC / ST / SEBC / PwBD / ESM | ₹600 + GST |
| All Other Candidates | ₹800 + GST |
Bank transaction charges for online payment will be borne by the candidates. The application fee is non-refundable.
Payment can be completed through debit card, credit card, internet banking, IMPS, cash cards or mobile wallets.
Salary Structure
Selected candidates for the Banking Associate post will receive a starting basic pay of ₹24,050 per month, along with other applicable perks and benefits under the Banking Associate cadre.
The pay scale mentioned in the notification is:
₹24,050 – 1,340/3 – 28,070 – 1,650/3 – 33,020 – 2,000/4 – 41,020 – 2,340/7 – 57,400 – 4,400/1 – 61,800 – 2,680 – 64,480.
The actual monthly salary will depend on applicable allowances and deductions.
Selection Process
According to the official notification, the selection of candidates will be based on the aggregate score obtained in the online examination, subject to the applicable reservation rules and fulfilment of all eligibility conditions.
The recruitment notification does not prescribe a separate interview stage for Banking Associate selection.
The bank will verify candidates’ eligibility documents and identity before appointment. If two or more candidates obtain the same score, the older candidate will be placed higher in the merit order.
A reserve list of up to 50% of vacancies under each category may also be prepared, subject to the availability of candidates. The reserve list will remain valid for one year from the publication of the selection list or until the next recruitment notification, whichever is earlier.
J&K Bank Banking Associate Exam Pattern 2026
The online examination will consist of three sections, carrying a total of 100 questions and 100 marks. Each section will have a separate time limit.
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 30 | 30 | 20 Minutes |
| Quantitative Aptitude | 35 | 30 | 20 Minutes |
| Reasoning Ability | 35 | 40 | 20 Minutes |
| Total | 100 | 100 | 60 Minutes |
Important Examination Rules:
- The examination will be conducted online by IBPS.
- Candidates must qualify in each of the three tests by securing the required cut-off marks.
- The minimum aggregate qualifying marks are 40% for General category candidates and 35% for reserved category candidates, subject to overall merit.
- There will be a penalty for wrong answers in the objective examination. One-fourth of the marks assigned to a question will be deducted for each incorrect answer.
- No marks will be deducted for unanswered questions.
How to Apply Online for J&K Bank Banking Associate Recruitment 2026?
Eligible candidates can submit their applications online by following these steps:
- Visit the official website of Jammu & Kashmir Bank: https://jkb.bank.in/
- Open the Careers section on the homepage.
- Find the Banking Associate Recruitment 2026 notification.
- Click on the Apply Online link.
- Select New Registration and enter your name, contact details and email address.
- Note down the provisional registration number and password generated by the system.
- Complete the application form with your personal, educational and other required details.
- Upload your photograph, signature, left thumb impression and handwritten declaration in the prescribed format.
- Upload the required educational and other applicable certificates.
- Preview the application form and carefully verify all entered information.
- Complete the registration and pay the applicable application fee online.
- Submit the application and download or print the final application form and payment receipt for future reference.
Candidates should not wait until the last date to submit their applications. The bank will not accept applications through any mode other than online registration.
Documents Required
Candidates should keep the following documents ready while applying and for subsequent verification, as applicable:
- Class 10 marksheet or certificate as proof of date of birth
- Graduation degree certificate or consolidated marksheet
- Valid domicile certificate of Jammu & Kashmir
- Recent passport-size photograph
- Scanned signature
- Left thumb impression
- Handwritten declaration in English
- SC / ST / SEBC / EWS or other applicable category certificate
- PwBD certificate, if applicable
- Ex-Servicemen certificate, if applicable
- Apprenticeship completion certificate, if applicable
- Valid photo identity proof
- No Objection Certificate (NOC), where applicable
The notification requires certain documents to be uploaded in PDF format, with a maximum file size of 500 KB. Candidates should follow the detailed upload specifications in the official notification.
Important Instructions for Candidates
- Only domiciles of the Union Territory of Jammu & Kashmir are eligible.
- Selected candidates must remain posted within the initially allotted zone for a minimum period of five years. Transfer outside that zone will not be permitted during this period.
- Eligible J&K Bank apprentices who have completed apprenticeship training will receive the specified age relaxation and additional examination marks.
- Candidates must keep their registered email address and mobile number active throughout the recruitment process.
- Only one application should be submitted. In case of multiple applications, only the latest valid completed application will be retained.
- Original documents must be produced during verification and joining.
- Selected candidates will be subject to medical fitness requirements.
- The joining period will be up to 45 days.
- The initial probation period will be six months, which may be extended by the bank by up to three months under the conditions specified in the notification.
- Selected candidates must execute a service bond of ₹1 lakh to serve the bank for at least six months. The bond may be invoked if the candidate resigns before completing that period.
Important Links
| Description | Official Link |
|---|---|
| J&K Bank Official Website | https://jkb.bank.in/ |
| Recruitment Notification | Available under the Careers section |
| Online Application Form | Available under the Careers section |
| Examination Updates | J&K Bank Careers section |
Candidates should use the official bank website for the notification, application link, call letters and further recruitment updates. The notification does not provide a separate direct application URL in the document.
Also Read: J&K Bank PO Recruitment 2026: Apply Online for 343 Probationary Officer post
FAQs
Q1. How many vacancies are available under J&K Bank Banking Associate Recruitment 2026?
A total of 1,033 Banking Associate vacancies have been announced.
Q2. Who can apply for J&K Bank Banking Associate Recruitment 2026?
Only candidates domiciled in the Union Territory of Jammu & Kashmir who fulfil the prescribed age and educational qualification requirements can apply.
Q3. What is the educational qualification required for Banking Associate posts?
Candidates must possess a graduate degree in any discipline from a recognised university or an equivalent recognised qualification.
Q4. What is the age limit for J&K Bank Banking Associate Recruitment?
The minimum age is 20 years and the maximum age is 30 years as on 1 January 2026, subject to applicable age relaxation.
Q5. What is the last date to apply online?
The last date for online registration and fee payment is 26 November 2026.
Q6. What is the application fee for this recruitment?
The fee is ₹600 plus GST for SC/ST/SEBC/PwBD/ESM candidates and ₹800 plus GST for all other candidates.
Q7. What is the starting salary of a J&K Bank Banking Associate?
The starting basic pay is ₹24,050 per month, along with other applicable perks and benefits.
Q8. What is the selection process?
Selection will be based on the aggregate score obtained in the online examination, followed by eligibility and document verification. The notification does not specify a separate interview.
Q9. Who will conduct the online examination?
The online examination will be conducted by the Institute of Banking Personnel Selection (IBPS).
Q10. Where can candidates apply for J&K Bank Banking Associate Recruitment 2026?
Candidates can apply through the official website, https://jkb.bank.in/, by visiting the Careers section.
