J&K Bank PO Recruitment 2026: Jammu & Kashmir Bank Ltd. has released the official recruitment notification for J&K Bank Probationary Officer Recruitment 2026, inviting online applications from eligible candidates domiciled in the Union Territories of Jammu & Kashmir and Ladakh. Through this recruitment drive, the bank intends to fill 343 Probationary Officer (PO) vacancies, including 323 posts for the UT of Jammu & Kashmir and 20 posts for the UT of Ladakh.
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Eligible graduates can apply online through the official J&K Bank website. The online registration and application fee payment process will remain open from 7 November 2026 to 26 November 2026. The recruitment examination will be conducted by the Institute of Banking Personnel Selection (IBPS).
The selection process consists of three stages: Preliminary Examination, Main Examination and Interview. Candidates should carefully check the domicile requirements, age limit, educational qualifications and examination pattern before submitting their applications.
J&K Bank PO Recruitment 2026: Overview
| Particulars | Details |
|---|---|
| Organisation | Jammu & Kashmir Bank Ltd. |
| Recruitment Name | J&K Bank PO Recruitment 2026 |
| Post Name | Probationary Officer |
| Total Vacancies | 343 |
| J&K UT Vacancies | 323 |
| Ladakh UT Vacancies | 20 |
| Job Location | Jammu & Kashmir and Ladakh |
| Job Type | Banking Job |
| Application Mode | Online |
| Registration Start Date | 7 November 2026 |
| Last Date to Apply | 26 November 2026 |
| Examination Authority | IBPS |
| Selection Process | Prelims, Mains and Interview |
| Official Website | jkb.bank.in |
J&K Bank Probationary Officer Recruitment 2026 Notification
Jammu & Kashmir Bank has issued separate detailed notifications for the recruitment of Probationary Officers in the Union Territories of Jammu & Kashmir and Ladakh.
The recruitment is open exclusively to eligible domicile candidates of the respective Union Territory. Candidates applying under the J&K notification must possess a valid J&K domicile certificate, while applicants under the Ladakh notification must meet the Ladakh domicile requirement.
Ladakh Bank Probationary Officer Notification PDF: Click Here
J&K Bank Probationary Officer Notification PDF: Click Here
The bank will conduct the online examinations through IBPS. Applicants should read the respective notification carefully because the vacancy distribution, reservation provisions and certain age-relaxation rules differ between the two Union Territories.
Official Website: https://jkb.bank.in/
Vacancy Details
A total of 343 Probationary Officer vacancies have been announced under the two separate recruitment notifications.
| Notification | Vacancies |
|---|---|
| Probationary Officer – UT of J&K | 323 |
| Probationary Officer – UT of Ladakh | 20 |
| Total | 343 |
The vacancies will be filled according to the applicable reservation rules of the respective Union Territories.
Reservation Details – UT of Jammu & Kashmir
The J&K notification provides reservation as per the UT of Jammu & Kashmir Reservation Rules, 2005, as amended.
| Category | Reservation |
|---|---|
| Scheduled Castes (SC) | 8% |
| Scheduled Tribes – Existing ST groups | 10% |
| Scheduled Tribes – Newly added groups | 10% |
| Other Backward Classes (OBC) | 8% |
| ALC / International Border (IB) | 4% |
| Residents of Backward Areas (RBA) | 10% |
| Economically Weaker Sections (EWS) | 10% |
| Persons with Disabilities (PwBD) | 4% (Horizontal) |
Reservation Details – UT of Ladakh
| Category | Reservation |
|---|---|
| Scheduled Castes (SC) | 1% |
| Scheduled Tribes (ST) | 80% |
| Residents of Areas Adjoining Actual Line of Control (ALC) | 4% |
| Economically Weaker Sections (EWS) | 10% |
| Persons with Benchmark Disabilities | 4% (Horizontal) |
Reservation benefits will be available according to the respective UT rules. Candidates must possess valid category certificates at the time of online registration.
Important Dates
The online application and fee payment schedule is the same for both recruitment notifications.
| Event | Date |
|---|---|
| Notification Date | 7 November 2026 |
| Online Application Starting Date | 7 November 2026 |
| Online Fee Payment Starting Date | 7 November 2026 |
| Last Date to Apply Online | 26 November 2026 |
| Last Date for Fee Payment | 26 November 2026 |
| Preliminary Examination | To be notified |
| Preliminary Result | To be notified |
| Mains Examination | To be notified |
| Mains Result | To be notified |
| Interview | To be notified |
| Provisional Selection | To be notified |
Candidates should regularly visit the official J&K Bank website and check the Careers section for examination dates, call letters and further recruitment updates.
Educational Qualification
Candidates applying for J&K Bank Probationary Officer Recruitment 2026 must fulfil the following educational qualification:
Essential Qualification:
- Candidates must possess a Graduate Degree in any discipline from a university recognised by the Government of India.
- An equivalent qualification recognised by the Central Government or UGC will also be accepted.
- The graduation qualification must be completed on or before the last date of online registration.
- Candidates must possess a valid marksheet or degree certificate confirming their graduation.
Important Instructions Regarding Graduation Marks:
- Candidates must enter their graduation percentage up to two decimal places in the online application form.
- Applicants having CGPA or OGPA must convert their grades into percentage according to their university’s prescribed conversion formula.
- The relevant university certificate supporting the conversion may be required during document verification.
- Fractions in the calculated percentage will be ignored. For example, 59.99% will be treated as less than 60%.
Domicile Requirement
The domicile requirement is different for the two notifications.
- Jammu & Kashmir: Only candidates domiciled in the Union Territory of Jammu & Kashmir can apply under the J&K notification.
- Ladakh: Only candidates domiciled in the Union Territory of Ladakh can apply under the Ladakh notification.
Selected candidates must produce a valid domicile certificate issued by the competent authority.
Age Limit and Age Relaxation
The age limit for J&K Bank PO Recruitment 2026 will be calculated as on 1 January 2026.
| Particulars | Age |
|---|---|
| Minimum Age | 20 Years |
| Maximum Age | 30 Years |
| Date of Birth – From | 1 January 1996 |
| Date of Birth – To | 1 January 2006 |
Candidates must have been born between 1 January 1996 and 1 January 2006, both dates inclusive, before applying any applicable age relaxation.
Age Relaxation – UT of Jammu & Kashmir
Age relaxation will be provided according to the applicable J&K reservation rules.
| Category | Age Relaxation |
|---|---|
| SC | 5 Years |
| ST | 5 Years |
| OBC | 3 Years |
| ALC / IB | 3 Years |
| Residents of Backward Areas | 3 Years |
| PwBD | 10 Years |
| EWS | No Relaxation |
Age Relaxation – UT of Ladakh
For Ladakh candidates, an additional one-time age relaxation of 5 years has been granted for recruitment conducted during 2025 and 2026 under General Administration Department Order No. 280-LA(GAD) of 2025 dated 30 June 2025.
This additional relaxation is available to both unreserved and reserved category candidates, subject to the maximum age limit of 56 years and the conditions specified in the order.
Candidates should carefully read their respective notification to understand the applicable age-relaxation provisions.
Salary Details
Selected candidates will be appointed as Probationary Officers in Junior Management Grade Scale-I (JMGS-I).
According to the official recruitment notification, the starting basic pay is ₹48,480 per month.
| Particulars | Details |
|---|---|
| Post Name | Probationary Officer |
| Pay Scale | ₹48,480 – ₹85,920 |
| Starting Basic Pay | ₹48,480 |
| Officer Grade | Junior Management Grade Scale-I |
| Additional Benefits | Applicable officer-cadre perks and allowances |
The detailed pay structure is:
- Starting Basic Pay: ₹48,480
- Annual Increment: ₹2,000 for 7 years
- Next Increment: ₹2,340 for 2 years
- Further Increment: ₹2,680 for 7 years
Apart from the basic pay, selected candidates will receive other applicable perks and benefits as per the bank’s rules.
Probation Period and Service Bond
Candidates selected for the Probationary Officer post should also note the following conditions:
- The probation period will be two years from the date of joining.
- Selected candidates must join within 45 days from the date of issuance of the provisional appointment letter.
- Confirmation in bank service will depend on satisfactory performance, conduct and successful completion of the qualifying evaluation examination.
- Candidates must execute a service bond of ₹2 lakh at the time of joining.
- The bond will be invoked if the candidate resigns before completing the minimum two-year service period.
Posting Condition: Selected candidates must remain posted within the initially allotted zone for at least five years. Transfer outside that zone will not be permitted before completion of the prescribed period.
Application Fee
Candidates must pay the prescribed application fee through online mode while submitting their applications.
| Category | Application Fee |
|---|---|
| SC / ST / SEBC / PwBD | ₹1,000 + GST |
| All Other Categories | ₹1,200 + GST |
Important Points:
- The application fee is non-refundable.
- Bank transaction charges, if applicable, must be borne by the candidate.
- Payment can be made through debit cards, credit cards, internet banking, IMPS, cash cards and mobile wallets.
- Registration will be considered complete only after successful payment.
- Candidates should download and preserve the payment e-receipt.
Also Read: J&K Bank Banking Associate Recruitment 2026: 1,033 Vacancies, Apply Online
Selection Process
The selection process for J&K Bank Probationary Officer Recruitment 2026 consists of three stages.
- Preliminary Examination
- Mains Examination
- Interview
The online examinations will be conducted by IBPS, while the interview will be conducted by J&K Bank.
1. Preliminary Examination
The Preliminary Examination will be conducted online and will consist of three objective tests.
| Name of Test | Questions | Maximum Marks | Duration |
|---|---|---|---|
| English Language | 30 | 30 | 20 Minutes |
| Quantitative Aptitude | 35 | 30 | 20 Minutes |
| Reasoning Ability | 35 | 40 | 20 Minutes |
| Total | 100 | 100 | 60 Minutes |
Important Examination Instructions:
- All three tests will be conducted in English.
- Each test will have a separate time limit.
- Candidates must qualify in each individual test.
- The minimum aggregate qualifying marks are 40% for General category candidates and 35% for reserved category candidates, subject to overall merit.
- Approximately 10 times the number of vacancies in each category will be shortlisted for the Mains Examination.
2. Mains Examination
Candidates shortlisted in the Preliminary Examination will be eligible to appear for the Mains Examination.
The Mains Examination will consist of objective and descriptive papers.
| Name of Test | Questions | Maximum Marks | Duration |
|---|---|---|---|
| Reasoning | 40 | 60 | 45 Minutes |
| General / Economy / Banking Awareness | 50 | 60 | 35 Minutes |
| English Language | 40 | 20 | 35 Minutes |
| Data Analysis & Interpretation | 40 | 60 | 45 Minutes |
| Objective Total | 170 | 200 | 160 Minutes |
| Descriptive Paper (Essay & Comprehension) | 2 | 25 | 30 Minutes |
The descriptive paper may cover topics related to:
- Economic and social issues
- Emerging trends in banking and technology
- Current events
- Ethics and related subjects
The minimum aggregate qualifying marks in the Mains Examination are 40% for General category candidates and 35% for reserved category candidates, subject to overall merit.
Approximately three times the number of vacancies in each category will be shortlisted for the Interview.
3. Interview
Candidates who qualify in the Mains Examination will be called for an interview conducted by J&K Bank.
| Particulars | Details |
|---|---|
| Interview Authority | J&K Bank |
| Total Marks | 100 |
| Minimum Qualifying Marks – General | 40% |
| Minimum Qualifying Marks – Reserved | 35% |
Candidates must qualify in both the Mains Examination and the Interview to be considered for final selection.
Final Selection Criteria
The final merit list will be prepared based on the combined marks obtained in the Mains Examination and Interview.
| Selection Stage | Weightage |
|---|---|
| Mains Examination | 80% |
| Interview | 20% |
| Total | 100% |
The Preliminary Examination will be used only for shortlisting candidates for the Mains Examination.
How to Apply for J&K Bank PO Recruitment 2026?
Eligible candidates can submit their applications online through the official J&K Bank website. Follow the steps below:
- Visit the official website of Jammu & Kashmir Bank: https://jkb.bank.in/.
- Open the Careers section on the homepage.
- Find the Probationary Officer Recruitment 2026 notification for your respective domicile.
- Select the Apply Online option.
- Click on New Registration.
- Enter your name, contact details and email address.
- Note down the provisional registration number and password generated by the system.
- Fill in the application form with the required personal, educational and category details.
- Upload your photograph, signature, left thumb impression and handwritten declaration.
- Upload the required educational and category documents in the prescribed format.
- Preview the application form and verify all the details carefully.
- Pay the prescribed application fee through the online payment gateway.
- Submit the application form and download the final application confirmation.
- Take a printout of the submitted application form and payment receipt for future reference.
Candidates should complete the registration process before 26 November 2026.
Documents Required
Candidates should keep the following documents ready before starting the online application process.
- Recent passport-size colour photograph.
- Scanned signature.
- Left thumb impression.
- Handwritten declaration.
- Class 10 marksheet or passing certificate.
- Graduation degree certificate or consolidated marksheet.
- Valid domicile certificate of the respective UT.
- SC/ST/OBC/SEBC category certificate, if applicable.
- EWS certificate for the financial year 2026–27, if applicable.
- PwBD certificate, if applicable.
- Apprenticeship completion certificate, if applicable.
- Ex-Servicemen certificate, if applicable.
- Valid photo identity proof.
- Date of birth proof.
Document Upload Instructions:
- Educational and other supporting documents must be uploaded in PDF format.
- The maximum file size for the prescribed document uploads is 500 KB.
- Educational certificates should be combined into one PDF file.
- Candidates must ensure that their photograph, signature, thumb impression and handwritten declaration are clearly visible.
Important Instructions for Applicants
- Only eligible domicile candidates of the respective Union Territory can apply.
- Candidates must complete graduation by the last date of registration.
- The online application cannot be modified after final submission.
- Applicants should use an active mobile number and personal email ID.
- Candidates must provide correct information regarding their educational qualifications, age and category.
- The application fee will not be refunded after successful payment.
- Candidates must download their examination call letters from the official website.
- Original certificates and supporting documents must be produced during document verification and interview.
- Selected candidates must fulfil the prescribed five-year zone posting condition.
- Selected candidates must complete the two-year probation period and comply with the service bond conditions.
- False information or submission of incorrect documents may result in cancellation of candidature.
Important Links
| Description | Link |
|---|---|
| Official Website | Visit J&K Bank |
| Careers Section | Check Recruitment Updates |
| J&K PO Notification | Available under Careers – UT of J&K |
| Ladakh PO Notification | Available under Careers – UT of Ladakh |
| Apply Online | Access through the official Careers section |
| Application Fee Payment | Through the online application portal |
Note: The recruitment has two separate notifications. Candidates should download the correct notification according to their domicile before applying. The official website is the authoritative source for the application link and subsequent updates.
FAQs
Q1. How many vacancies are available under J&K Bank PO Recruitment 2026?
A total of 343 vacancies have been announced, including 323 vacancies for Jammu & Kashmir and 20 vacancies for Ladakh.
Q2. What is the last date to apply for J&K Bank PO Recruitment 2026?
The last date for online registration and application fee payment is 26 November 2026.
Q3. Who can apply for J&K Bank Probationary Officer Recruitment 2026?
Only eligible domicile candidates of the respective Union Territory of Jammu & Kashmir or Ladakh can apply under the corresponding notification.
Q4. What is the educational qualification required for J&K Bank PO posts?
Candidates must possess a graduation degree in any discipline from a recognised university.
Q5. What is the age limit for J&K Bank PO Recruitment 2026?
The prescribed age limit is 20 to 30 years as on 1 January 2026, subject to applicable age relaxation.
Q6. What is the application fee for J&K Bank PO Recruitment 2026?
The application fee is ₹1,000 plus GST for SC/ST/SEBC/PwBD candidates and ₹1,200 plus GST for all other candidates.
Q7. What is the salary of a J&K Bank Probationary Officer?
The starting basic pay is ₹48,480 per month in Junior Management Grade Scale-I, along with applicable perks and allowances.
Q8. What is the selection process for J&K Bank PO Recruitment 2026?
The selection process consists of Preliminary Examination, Mains Examination and Interview.
Q9. Who will conduct the J&K Bank PO online examination?
The online Preliminary and Mains examinations will be conducted by the Institute of Banking Personnel Selection (IBPS).
Q10. What is the weightage of the Mains Examination and Interview?
The final selection will be based on an 80:20 weightage ratio between the Mains Examination and Interview.
Q11. Is there any service bond for selected candidates?
Yes. Selected candidates must execute a service bond of ₹2 lakh and serve the bank for a minimum period of two years.
Q12. Where can candidates apply online for J&K Bank PO Recruitment 2026?
Candidates can apply through the official J&K Bank website at jkb.bank.in under the Careers section.
